.smart-subpage{
  --smart-navy:#071a33;
  --smart-ink:#1f1f1f;
  --smart-yellow:#f9c400;
  --smart-cream:#f8f7ec;
  --smart-soft:#efeee3;
  --smart-line:#d9d9cf;
  background:var(--smart-cream);
}

.smart-subpage *{box-sizing:border-box}
.smart-subpage .section{margin:0}

.smart-hero{padding:0;background:var(--smart-cream)}
.smart-hero-shell{
  display:grid;
  min-height:540px;
  grid-template-columns:1.02fr .98fr;
  background:var(--smart-ink);
}
.smart-hero-copy{display:flex;align-items:flex-start;flex-direction:column;justify-content:center;padding:68px}
.smart-kicker{display:flex;align-items:center;gap:10px;color:#a87600;font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase}
.smart-kicker::before{width:26px;height:3px;background:var(--smart-yellow);content:""}
.smart-hero .smart-kicker{color:var(--smart-yellow)}
.smart-hero h1{max-width:720px;margin:18px 0 20px;color:#fff;font-size:clamp(3rem,5.6vw,5.5rem);font-weight:600;letter-spacing:-.055em;line-height:.98}
.smart-hero h1 span{display:block;color:var(--smart-yellow)}
.smart-hero-copy > p{max-width:630px;margin:0;color:#d7dde4;font-size:1.02rem;line-height:1.72}
.smart-actions{display:flex;align-items:center;flex-wrap:wrap;gap:12px;margin-top:29px}
.smart-action{display:inline-flex;min-height:48px;align-items:center;justify-content:center;gap:10px;padding:12px 20px;border:1px solid transparent;border-radius:8px;font-size:.87rem;font-weight:600;transition:transform .2s ease,box-shadow .2s ease,background-color .2s ease,color .2s ease,border-color .2s ease}
.smart-action-primary{border-color:#d9a900;background:var(--smart-yellow);color:var(--smart-navy)}
.smart-action-secondary{border-color:rgba(255,255,255,.46);background:transparent;color:#fff}
.smart-action:hover{transform:translateY(-3px)}
.smart-action-primary:hover{border-color:#fff;background:#fff;color:var(--smart-navy);box-shadow:0 12px 26px rgba(0,0,0,.2)}
.smart-action-secondary:hover{border-color:var(--smart-yellow);background:var(--smart-yellow);color:var(--smart-navy)}
.smart-hero-media{position:relative;min-height:540px;overflow:hidden;background:var(--smart-navy)}
.smart-hero-media img{width:100%;height:100%;object-fit:cover;object-position:center;filter:saturate(.9);transition:transform .7s ease}
.smart-hero-media::after{position:absolute;inset:0;background:linear-gradient(90deg,rgba(31,31,31,.35),rgba(31,31,31,.02) 55%);content:""}
.smart-hero-shell:hover .smart-hero-media img{transform:scale(1.025)}
.smart-hero-badge{position:absolute;z-index:2;right:24px;bottom:24px;width:min(250px,calc(100% - 48px));padding:22px;background:var(--smart-yellow);color:var(--smart-navy)}
.smart-hero-badge small{display:block;margin-bottom:6px;font-size:.65rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase}
.smart-hero-badge strong{display:block;font-size:1.3rem;font-weight:600;line-height:1.18}

.smart-facts{border-bottom:1px solid var(--smart-line);background:#fff}
.smart-facts-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.smart-fact{display:grid;grid-template-columns:38px 1fr;align-items:center;gap:12px;min-height:106px;padding:22px;border-right:1px solid var(--smart-line)}
.smart-fact:last-child{border-right:0}
.smart-fact span{display:grid;width:38px;height:38px;place-items:center;background:var(--smart-yellow);color:var(--smart-navy);font-size:.72rem;font-weight:700}
.smart-fact strong{display:block;color:var(--smart-navy);font-size:.88rem;font-weight:600}
.smart-fact small{display:block;margin-top:3px;color:#68727e;font-size:.72rem}

.smart-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:40px;margin-bottom:34px}
.smart-heading h2{max-width:760px;margin:10px 0 0;color:var(--smart-navy);font-size:clamp(2.15rem,4vw,3.7rem);font-weight:600;letter-spacing:-.04em;line-height:1.08}
.smart-heading > p{max-width:460px;margin:0;color:#606b77}

.smart-intro-grid{display:grid;grid-template-columns:1.08fr .92fr;align-items:stretch;gap:24px}
.smart-copy-panel{padding:42px;border:1px solid var(--smart-line);background:#fff}
.smart-copy-panel h2{margin:10px 0 18px;color:var(--smart-navy);font-size:clamp(2.1rem,4vw,3.5rem);font-weight:600;letter-spacing:-.04em;line-height:1.1}
.smart-copy-panel p{color:#5e6975}
.smart-checks{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:24px}
.smart-check{display:flex;align-items:flex-start;gap:10px;padding:13px 14px;background:var(--smart-soft);color:var(--smart-navy);font-size:.8rem;font-weight:600}
.smart-check::before{display:grid;width:22px;height:22px;flex:0 0 22px;place-items:center;background:var(--smart-yellow);content:"✓";font-size:.7rem}
.smart-visual-panel{position:relative;min-height:440px;overflow:hidden;background:var(--smart-navy)}
.smart-visual-panel > img{width:100%;height:100%;object-fit:cover}
.smart-visual-card{position:absolute;right:22px;bottom:22px;left:22px;padding:24px;background:rgba(7,26,51,.94);color:#fff}
.smart-visual-card span{display:block;color:var(--smart-yellow);font-size:2.4rem;font-weight:600}
.smart-visual-card strong{display:block;margin-top:4px;font-size:1rem;font-weight:600}
.smart-visual-card p{margin:7px 0 0;color:#c7d2df;font-size:.76rem}

.smart-skill-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--smart-line)}
.smart-skill{min-height:250px;padding:29px;background:#fff;transition:background-color .24s ease,transform .24s ease}
.smart-skill:hover{z-index:1;background:var(--smart-yellow);transform:translateY(-5px)}
.smart-skill span{display:grid;width:42px;height:42px;place-items:center;margin-bottom:32px;background:var(--smart-navy);color:var(--smart-yellow);font-size:.72rem;font-weight:700}
.smart-skill h3{margin:0 0 10px;color:var(--smart-navy);font-size:1.17rem;font-weight:600}
.smart-skill p{margin:0;color:#626d78;font-size:.82rem;line-height:1.65}
.smart-skill:hover p{color:#36301f}

.smart-process{background:var(--smart-ink);color:#fff}
.smart-process .smart-kicker{color:var(--smart-yellow)}
.smart-process .smart-heading h2{color:#fff}
.smart-process .smart-heading > p{color:#bdc6d1}
.smart-process-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid rgba(255,255,255,.18);border-bottom:1px solid rgba(255,255,255,.18)}
.smart-step{min-height:245px;padding:32px;border-right:1px solid rgba(255,255,255,.18);transition:background-color .24s ease}
.smart-step:last-child{border-right:0}
.smart-step span{display:block;margin-bottom:48px;color:var(--smart-yellow);font-size:.72rem;font-weight:700}
.smart-step h3{margin:0 0 10px;color:#fff;font-size:1.25rem;font-weight:600}
.smart-step p{margin:0;color:#bdc6d1;font-size:.84rem;line-height:1.65}
.smart-step:hover{background:var(--smart-navy)}

.smart-package-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.smart-package{display:flex;min-height:320px;flex-direction:column;padding:28px;border:1px solid var(--smart-line);background:#fff;transition:border-color .22s ease,box-shadow .22s ease,transform .22s ease}
.smart-package:hover{border-color:#c39a00;box-shadow:0 18px 38px rgba(7,26,51,.12);transform:translateY(-6px)}
.smart-package-tag{color:#9b7200;font-size:.67rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase}
.smart-package h3{margin:12px 0 8px;color:var(--smart-navy);font-size:1.45rem;font-weight:600}
.smart-package p{margin:0 0 20px;color:#626d78;font-size:.84rem}
.smart-package ul{display:grid;gap:8px;margin:0 0 24px;padding:0;list-style:none}
.smart-package li{display:flex;gap:8px;color:#46515d;font-size:.79rem}
.smart-package li::before{color:#9b7200;content:"✓";font-weight:700}
.smart-package a{display:flex;align-items:center;justify-content:space-between;margin-top:auto;padding-top:16px;border-top:1px solid var(--smart-line);color:var(--smart-navy);font-size:.78rem;font-weight:600}
.smart-package a span{display:grid;width:30px;height:30px;place-items:center;background:var(--smart-yellow);transition:transform .2s ease}
.smart-package:hover a span{transform:translateX(3px)}

.smart-faq{background:var(--smart-soft)}
.smart-faq .faq-layout{align-items:start}
.smart-faq .faq-layout > div:first-child{position:sticky;top:110px}

.smart-final{padding:0;background:var(--smart-cream)}
.smart-final-shell{display:grid;grid-template-columns:1.1fr .9fr;background:var(--smart-yellow)}
.smart-final-copy{display:flex;align-items:flex-start;flex-direction:column;justify-content:center;padding:54px}
.smart-final h2{max-width:680px;margin:10px 0 14px;color:var(--smart-navy);font-size:clamp(2.2rem,4vw,3.65rem);font-weight:600;letter-spacing:-.04em;line-height:1.08}
.smart-final p{max-width:580px;margin:0;color:#3f3924}
.smart-final .smart-actions{margin-top:24px}
.smart-final .smart-action-primary{border-color:var(--smart-navy);background:var(--smart-navy);color:#fff}
.smart-final .smart-action-primary:hover{border-color:#fff;background:#fff;color:var(--smart-navy)}
.smart-final-media{min-height:390px;overflow:hidden;background:var(--smart-navy)}
.smart-final-media img{width:100%;height:100%;object-fit:cover;transition:transform .5s ease}
.smart-final-shell:hover .smart-final-media img{transform:scale(1.04)}

.smart-price-badge{position:absolute;z-index:3;right:24px;bottom:24px;min-width:210px;padding:22px;background:var(--smart-yellow);color:var(--smart-navy)}
.smart-price-badge small{display:block;font-size:.66rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase}
.smart-price-badge strong{display:block;margin-top:5px;font-size:2.75rem;font-weight:600;line-height:1}
.smart-price-badge span{display:block;margin-top:8px;font-size:.74rem;font-weight:600}
.smart-inclusion-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.smart-inclusion{display:flex;align-items:flex-start;gap:12px;min-height:92px;padding:18px;border:1px solid var(--smart-line);background:#fff;color:var(--smart-navy);font-size:.82rem;font-weight:600}
.smart-inclusion::before{display:grid;width:28px;height:28px;flex:0 0 28px;place-items:center;background:var(--smart-yellow);content:"✓";font-size:.72rem}
.smart-curriculum{display:grid;grid-template-columns:repeat(5,1fr);gap:1px;background:var(--smart-line)}
.smart-curriculum-step{min-height:235px;padding:25px;background:#fff}
.smart-curriculum-step span{display:block;margin-bottom:34px;color:#9a7000;font-size:.68rem;font-weight:700;letter-spacing:.08em}
.smart-curriculum-step h3{margin:0 0 9px;color:var(--smart-navy);font-size:1.03rem;font-weight:600}
.smart-curriculum-step p{margin:0;color:#626d78;font-size:.78rem;line-height:1.62}
.smart-local-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.smart-local-card{display:grid;grid-template-columns:76px 1fr 34px;align-items:center;gap:18px;min-height:118px;padding:20px;border:1px solid var(--smart-line);background:#fff;color:var(--smart-navy);transition:border-color .22s ease,box-shadow .22s ease,transform .22s ease}
.smart-local-card img{width:76px;height:76px;object-fit:cover}
.smart-local-card strong{display:block;font-size:1rem;font-weight:600}
.smart-local-card small{display:block;margin-top:5px;color:#67717d;font-size:.73rem}
.smart-local-card b{display:grid;width:34px;height:34px;place-items:center;background:var(--smart-yellow);font-weight:600}
.smart-local-card:hover{border-color:#c39a00;box-shadow:0 14px 32px rgba(7,26,51,.11);transform:translateY(-4px)}
.smart-local-card:hover b{background:var(--smart-navy);color:var(--smart-yellow)}
.smart-article-hero{padding:56px 0;background:var(--smart-ink);color:#fff}
.smart-article-hero-grid{display:grid;grid-template-columns:1fr .72fr;align-items:center;gap:46px}
.smart-article-hero h1{max-width:850px;margin:15px 0 18px;color:#fff;font-size:clamp(2.7rem,5vw,4.8rem);font-weight:600;letter-spacing:-.05em;line-height:1.03}
.smart-article-hero p{max-width:720px;margin:0;color:#cbd3dd}
.smart-article-meta{display:flex;flex-wrap:wrap;gap:9px;margin-top:24px}
.smart-article-meta span{padding:7px 10px;border:1px solid rgba(255,255,255,.24);color:#e5e9ee;font-family:"Inter",Arial,sans-serif;font-size:.7rem}
.smart-article-hero img{width:100%;height:350px;object-fit:cover}
.smart-article-layout{display:grid;grid-template-columns:250px minmax(0,760px);align-items:start;justify-content:center;gap:58px}
.smart-toc{position:sticky;top:108px;padding:22px;border:1px solid var(--smart-line);background:#fff}
.smart-toc strong{display:block;margin-bottom:13px;color:var(--smart-navy);font-size:.77rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
.smart-toc a{display:block;padding:8px 0;border-bottom:1px solid var(--smart-line);color:#5f6975;font-family:"Inter",Arial,sans-serif;font-size:.75rem;line-height:1.35}
.smart-toc a:last-child{border-bottom:0}
.smart-toc a:hover{color:#8e6800}
.smart-article-body{min-width:0}
.smart-article-section{margin-bottom:42px;padding-bottom:36px;border-bottom:1px solid var(--smart-line)}
.smart-article-section:last-child{margin-bottom:0;border-bottom:0}
.smart-article-section h2{margin:0 0 16px;color:var(--smart-navy);font-size:clamp(1.7rem,3vw,2.5rem);font-weight:600;letter-spacing:-.03em;line-height:1.16}
.smart-article-section h3{margin:25px 0 9px;color:var(--smart-navy);font-size:1.15rem;font-weight:600}
.smart-article-section p{margin:0 0 15px;color:#4f5b67;line-height:1.78}
.smart-article-section ul{display:grid;gap:9px;margin:16px 0 20px;padding:0;list-style:none}
.smart-article-section li{position:relative;padding:11px 13px 11px 42px;background:var(--smart-soft);color:#46515d;font-size:.84rem}
.smart-article-section li::before{position:absolute;top:11px;left:13px;display:grid;width:20px;height:20px;place-items:center;background:var(--smart-yellow);color:var(--smart-navy);content:"✓";font-size:.65rem;font-weight:700}
.smart-related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.smart-related-card{display:flex;min-height:180px;flex-direction:column;padding:23px;border:1px solid var(--smart-line);background:#fff;transition:transform .22s ease,border-color .22s ease}
.smart-related-card small{color:#9a7000;font-size:.66rem;font-weight:700;text-transform:uppercase}
.smart-related-card strong{margin:12px 0;color:var(--smart-navy);font-size:1rem;font-weight:600;line-height:1.35}
.smart-related-card span{margin-top:auto;color:var(--smart-navy);font-size:.75rem;font-weight:600}
.smart-related-card:hover{border-color:#c39a00;transform:translateY(-4px)}
.smart-profile-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.smart-profile-card{display:grid;grid-template-columns:.8fr 1.2fr;min-height:390px;overflow:hidden;border:1px solid var(--smart-line);background:#fff}
.smart-profile-card img{width:100%;height:100%;object-fit:cover}
.smart-profile-copy{display:flex;align-items:flex-start;flex-direction:column;padding:30px}
.smart-profile-copy small{color:#9a7000;font-size:.68rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase}
.smart-profile-copy h3{margin:11px 0;color:var(--smart-navy);font-size:1.55rem;font-weight:600}
.smart-profile-copy p{color:#606b77;font-size:.83rem}
.smart-profile-copy a{display:flex;width:100%;align-items:center;justify-content:space-between;margin-top:auto;padding-top:16px;border-top:1px solid var(--smart-line);color:var(--smart-navy);font-size:.78rem;font-weight:600}
.smart-profile-copy a span{display:grid;width:30px;height:30px;place-items:center;background:var(--smart-yellow)}
.smart-specialty-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.smart-specialty{min-height:160px;padding:23px;border:1px solid var(--smart-line);background:#fff}
.smart-specialty span{color:#9a7000;font-size:.68rem;font-weight:700}
.smart-specialty h3{margin:12px 0 8px;color:var(--smart-navy);font-size:1.05rem;font-weight:600}
.smart-specialty p{margin:0;color:#626d78;font-size:.78rem;line-height:1.62}
.smart-legal-hero{padding:72px 0 58px;background:var(--smart-ink);color:#fff}
.smart-legal-hero-grid{display:grid;grid-template-columns:minmax(0,1fr) 330px;align-items:end;gap:48px}
.smart-legal-hero h1{max-width:800px;margin:14px 0 18px;color:#fff;font-size:clamp(2.8rem,5.2vw,5rem);font-weight:600;letter-spacing:-.05em;line-height:1.02}
.smart-legal-hero h1 span{display:block;color:var(--smart-yellow)}
.smart-legal-hero p{max-width:720px;margin:0;color:#cbd3dd;line-height:1.75}
.smart-policy-note{padding:24px;border-left:4px solid var(--smart-yellow);background:#fff;color:var(--smart-navy)}
.smart-policy-note small{display:block;margin-bottom:8px;color:#7b5a00;font-size:.68rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase}
.smart-policy-note strong{display:block;font-size:1.1rem;font-weight:600;line-height:1.4}
.smart-legal-layout{display:grid;grid-template-columns:230px minmax(0,780px);align-items:start;justify-content:center;gap:54px}
.smart-policy-nav{position:sticky;top:108px;padding:20px;border:1px solid var(--smart-line);background:#fff}
.smart-policy-nav strong{display:block;margin-bottom:12px;color:var(--smart-navy);font-size:.73rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
.smart-policy-nav a{display:block;padding:10px 0;border-bottom:1px solid var(--smart-line);color:#58636f;font-family:"Inter",Arial,sans-serif;font-size:.77rem}
.smart-policy-nav a:last-child{border-bottom:0}
.smart-policy-nav a[aria-current="page"],.smart-policy-nav a:hover{color:#8c6500}
.smart-policy-body{min-width:0}
.smart-policy-section{margin-bottom:34px;padding:30px;border:1px solid var(--smart-line);background:#fff}
.smart-policy-section:last-child{margin-bottom:0}
.smart-policy-section h2{margin:0 0 14px;color:var(--smart-navy);font-size:clamp(1.55rem,3vw,2.2rem);font-weight:600;letter-spacing:-.025em}
.smart-policy-section p{margin:0 0 13px;color:#4f5a66;line-height:1.78}
.smart-policy-section p:last-child{margin-bottom:0}
.smart-policy-section a{color:#765700;text-decoration:underline;text-underline-offset:3px}
.smart-policy-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.smart-policy-card{display:flex;min-height:215px;flex-direction:column;padding:26px;border:1px solid var(--smart-line);background:#fff;transition:border-color .22s ease,box-shadow .22s ease,transform .22s ease}
.smart-policy-card span{display:grid;width:42px;height:42px;place-items:center;background:var(--smart-yellow);color:var(--smart-navy);font-size:.72rem;font-weight:700}
.smart-policy-card h2{margin:22px 0 9px;color:var(--smart-navy);font-size:1.25rem;font-weight:600}
.smart-policy-card p{margin:0 0 20px;color:#5f6a76;font-size:.82rem;line-height:1.65}
.smart-policy-card a{display:flex;align-items:center;justify-content:space-between;margin-top:auto;padding-top:15px;border-top:1px solid var(--smart-line);color:var(--smart-navy);font-size:.77rem;font-weight:600}
.smart-policy-card:hover{border-color:#c39a00;box-shadow:0 16px 34px rgba(7,26,51,.1);transform:translateY(-5px)}
.smart-utility{display:grid;min-height:620px;place-items:center;padding:80px 20px;background:linear-gradient(135deg,var(--smart-ink) 0 68%,var(--smart-yellow) 68% 100%)}
.smart-utility-card{width:min(760px,100%);padding:58px;border-top:6px solid var(--smart-yellow);background:#fff;box-shadow:0 26px 70px rgba(0,0,0,.24);text-align:center}
.smart-utility-code{display:inline-grid;min-width:78px;height:38px;place-items:center;padding:0 14px;background:var(--smart-yellow);color:var(--smart-navy);font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase}
.smart-utility h1{margin:22px auto 16px;color:var(--smart-navy);font-size:clamp(2.5rem,5vw,4.5rem);font-weight:600;letter-spacing:-.05em;line-height:1.04}
.smart-utility p{max-width:580px;margin:0 auto;color:#596571;line-height:1.75}
.smart-utility .smart-actions{justify-content:center}
.smart-utility .smart-action-secondary{border-color:var(--smart-navy);color:var(--smart-navy)}
.smart-utility .smart-action-secondary:hover{border-color:var(--smart-yellow)}

@media(max-width:1020px){
  .smart-hero-shell{grid-template-columns:1fr}
  .smart-hero-media{min-height:430px}
  .smart-facts-grid,.smart-skill-grid{grid-template-columns:repeat(2,1fr)}
  .smart-fact:nth-child(2){border-right:0}
  .smart-fact:nth-child(-n+2){border-bottom:1px solid var(--smart-line)}
  .smart-intro-grid{grid-template-columns:1fr}
  .smart-package-grid{grid-template-columns:1fr 1fr}
  .smart-package:last-child{grid-column:1/-1}
  .smart-inclusion-grid{grid-template-columns:repeat(2,1fr)}
  .smart-curriculum{grid-template-columns:repeat(2,1fr)}
}

@media(max-width:820px){
  .smart-hero-copy{padding:48px 36px}
  .smart-heading{align-items:flex-start;flex-direction:column;gap:14px}
  .smart-process-grid{grid-template-columns:1fr}
  .smart-step{min-height:auto;border-right:0;border-bottom:1px solid rgba(255,255,255,.18)}
  .smart-step:last-child{border-bottom:0}
  .smart-step span{margin-bottom:25px}
  .smart-faq .faq-layout > div:first-child{position:static}
  .smart-final-shell{grid-template-columns:1fr}
  .smart-curriculum-step:last-child{grid-column:1/-1}
  .smart-local-grid{grid-template-columns:1fr}
  .smart-article-hero-grid{grid-template-columns:1fr}
  .smart-article-layout{grid-template-columns:1fr}
  .smart-toc{position:static}
  .smart-profile-grid{grid-template-columns:1fr}
  .smart-legal-hero-grid{grid-template-columns:1fr}
  .smart-legal-layout{grid-template-columns:1fr}
  .smart-policy-nav{position:static}
}

@media(max-width:560px){
  .smart-hero-copy{padding:40px 24px}
  .smart-hero h1{font-size:clamp(2.75rem,14vw,4.2rem)}
  .smart-hero-media{min-height:340px}
  .smart-hero-badge{right:14px;bottom:14px;left:14px;width:auto}
  .smart-actions{align-items:stretch;flex-direction:column;width:100%}
  .smart-action{width:100%}
  .smart-facts-grid,.smart-skill-grid,.smart-package-grid{grid-template-columns:1fr}
  .smart-fact{border-right:0;border-bottom:1px solid var(--smart-line)!important}
  .smart-fact:last-child{border-bottom:0!important}
  .smart-copy-panel{padding:30px 22px}
  .smart-checks{grid-template-columns:1fr}
  .smart-visual-panel{min-height:380px}
  .smart-package:last-child{grid-column:auto}
  .smart-final-copy{padding:42px 24px}
  .smart-final-media{min-height:310px}
  .smart-price-badge{right:14px;bottom:14px;left:14px;min-width:0}
  .smart-inclusion-grid,.smart-curriculum{grid-template-columns:1fr}
  .smart-curriculum-step:last-child{grid-column:auto}
  .smart-local-card{grid-template-columns:60px 1fr 30px;gap:12px;padding:14px}
  .smart-local-card img{width:60px;height:60px}
  .smart-article-hero{padding:42px 0}
  .smart-article-hero img{height:250px}
  .smart-related-grid{grid-template-columns:1fr}
  .smart-profile-card{grid-template-columns:1fr}
  .smart-profile-card img{height:300px}
  .smart-specialty-grid{grid-template-columns:1fr}
  .smart-policy-grid{grid-template-columns:1fr}
  .smart-policy-section{padding:23px 20px}
  .smart-utility{min-height:540px;padding:48px 15px}
  .smart-utility-card{padding:42px 22px}
}

@media(prefers-reduced-motion:reduce){
  .smart-subpage *,
  .smart-subpage *::before,
  .smart-subpage *::after{transition:none!important}
}